Garland Tx First Time Home Buyer Program/ DAPs

City of Garland now has funds for 17 families for $10,000 each towards buyer's down payment, closing costs and prepaids. The buyer must purchase in the city of Garland and be a First Time Home Buyer. Do You Realize??????? Do You Realize that this is the LAST month in which your buyers can do a Downpayment Assistance Program (and have the seller pay their cost) AND get their $7500 Tax Credit? Downpayment Assistance Programs are GONE as of 9/30- Time to Act Now! Let us close your buyers before DAPs are gone.... Call us today at 972-278-3400. We have in-house processing, underwriting and closing AND because everyone on my Team is an underwriter (including myself), we can underwrite the loan upfront! Best places to live 2008 - Top 100: 1-25 - from MONEY Magazine (link) Did you know that there were nine (9) cities in North Texas that were ranked by Money Magazine on the Best Places to Live of America's Small Cities in 2008! #14- McKinney; #15- Carrollton; #18- Richardson; #34-Euless; #38-Frisco; #57-Denton; #67-Garland; #69-Lewisville; #96- Grand Prairie Great Talking Points As of 9/4/08: Countdown to the first presidential debate: 22 daysCountdown to the vice presidential debate: 28 daysCountdown to the second presidential debate 33 daysCountdown to the third presidential debate: 41 daysCountdown to Election Day 2008: 62 daysCountdown to Inauguration Day 2009: 139 days More Talking Points HOME PRICES - The average home in the USA declined in value by 1.7% over the 1-year ending 6/30/08. Over the last 10 years, home prices have increased +6.2% per year. Over the last 20 years, home prices have increased +4.7% per year nationwide (source: Office of Federal Housing Enterprise Oversight). ASSET STATS - 2.7 million US taxpayers have gross assets worth at least $1.5 million. Of that group, 357,000 taxpayers have assets worth $5 million or more (source: Internal Revenue Service). HARD WORK IS MORE IMPORTANT - The median college grade point average (GPA) for US millionaires is 2.9 on a 4.0 scale (source: SmartMoney.com). BIG GARAGE NEEDED - 35% of US households own 3 or more automobiles and/or trucks (source: Experian Automotive). FOR SALE - As of 7/31/08, there were 4.7 million unsold existing homes in the USA (i.e., not counting new homes on the market that have not been previously occupied). 3 years earlier (7/31/05), there were 2.8 million existing homes for sale (source: National Association of Realtors). GREEN ACRES - Farm real estate values nationwide reached a record high of $2,350 per acre (including land and buildings) as of the beginning of this year (source: Department of Agriculture). LABOR DAY HOLIDAYS- An estimated 16 million Americans flew on US airlines during the current Labor Day holiday, a decline of 1 million passengers from a year earlier (source: Air Transport Association). GENDER EQUALITY - American men won 53 medals at the Beijing Olympics, the same number of medals as won by American women. 4 additional medals were won by Americans in mixed-gender sports. A total of 43 world records were set during the summer games in all sports (source: Wall Street Journal, Financial Times).